Downsizing used to be something people did at retirement. But that’s changing.

This spring, we’ve seen more mid-career homeowners (people in their 40s and 50s) make the decision to move into smaller, simpler homes while they’re still working and active. And many of them are doing it not because they have to, but because they want to.

Why It’s Happening

• Work-from-home flexibility: No commute means they don’t need to live close to a job hub, and they want spaces that work better for how they live now.

• Equity unlocking: Many have built up significant value in their current homes, and they’re choosing to access it while the market is stable.

• Lifestyle-driven choices: They’re trading square footage for location, walkability, and time back in their lives.

Popular Downsizing Destinations in Niagara:

• Fonthill: Known for its peaceful, walkable neighbourhoods and newer bungalows

• Niagara-on-the-Lake: For those looking for charm, culture, and connection to the arts or wine community

• Grimsby: A favourite for downsizers who still want proximity to the QEW or Hamilton but prefer a lakeside lifestyle

• North End St. Catharines: A quiet, suburban feel with mature trees and easy access to shops and parks

If you’ve been thinking about simplifying or shifting gears, downsizing doesn’t have to be a step back, it could be the lifestyle upgrade you didn’t know you needed.

Making smart moves starts with smart advice. 

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